Blue Cross of Idaho offers Short Term PPO health insurance plans designed to provide temporary medical coverage for Idaho residents under 65 who are between jobs, awaiting other health coverage, or outside enrollment periods.

These plans offer limited benefits for durations ranging from one to three months, with options for different deductibles and coinsurance to suit various budgets.
Key features include coverage for unexpected illnesses or injuries, fixed-copay doctor visits at $45 for up to three visits before meeting the deductible, and flexible plan durations.

It’s important to note that these plans are non-renewable and not required to comply with certain federal market requirements for health insurance, such as those in the Affordable Care Act. They may have exclusions or limitations regarding coverage of preexisting conditions or health benefits like hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health services. Additionally, they might include lifetime and/or annual dollar limits on health benefits.

To enroll in a Blue Cross of Idaho Short Term PPO health insurance plan, just follow this link or contact us for help!